Archive for New Homes for Sale in Charles County MD

4 Ways a building permits protect homeowners

4 Ways a building permits protect homeowners

You are thinking of making a major renovation to your home in Waldorf MD. Perhaps it’s time to create that master bedroom suite you long have admired or install that wrap-around porch? What is the first thing that should be done before getting down to business?

Construction Tips From Professional Builders in Southern MD

The correct way to begin a home remodeling project is to obtain the necessary permits for the job . Many municipalities request individuals obtain permits for a range of work on homes or other structures, such as office buildings. Permits are generally required for all new construction as well as specific modifications that will affect structural, plumbing, mechanical, and electrical systems. It’s important to check with the local building office prior to beginning work to see which permits you will need before the project can begin. Permits are necessary whether a homeowner is doing the work or hiring an outside contractor.

Due to the cost and time involved with securing permits, some homeowners skip this step so they can begin a project promptly. However, this can end up being a costly mistake. Permits might seem like a nuisance, but they actually protect homeowners in various ways.

1. Permits ensure safe workmanship

Permits provide a blueprint by which contractors and do-it-yourselfers must complete renovations. Because inspections will take place, there is no wiggle room. Shortcuts often translate into subpar work that may lead to malfunction and injury in the long run. Safeguarding against poor workmanship means homeowners can feel confident in the work being done.

2. Permits reduce the likelihood of costly mistakes

As inspectors go through their checklists, they may notice things that were done incorrectly and will offer advice about how to mend the problem before it becomes a larger headache. If left unchecked, an electrical error could lead to a fire or another dangerous situation. Repairs that are not structurally sound may pose problems or deteriorate more quickly than structures that are constructed correctly. Furthermore, catching improper technique early on eliminates having to tear down and redo work, which can be a costly and time-consuming endeavor.

3. Permits protect against fines

Sometimes work goes as planned even for homeowners who did not obtain the necessary permits. However, years later, when other work needs to be done, inspectors may discover homeowners never secured proper permits and inspections years earlier, leading to fines.

4. Furthermore, if work is done without a permit and an accident occurs, any damages or injuries may not be covered by a homeowner’s insurance policy.

Permits are an important part of the home improvement process. Homeowners should not skirt the responsibility because the permit and inspection process is in place to provide protection to occupants

For all your building needs in Southern MD contact the professional at Wilkerson Builders.

Learn the 4 ways building permits protect our homeowners.

5 ways to make Southern MD homes safer

Stairs should be free of clutter and have sturdy railings.

Southern MD Custom Home StaircaseWilkerson Homes, a Southern MD Home builder, shares information to keep your home safe. Injuries that occur around the home contribute to millions of medical visits and tens of thousands of fatalities each year. Falls account for the largest percentage of home accidents, with the U.S. Centers for Disease Control and Prevention reporting that around 30,000 fall-related fatalities occur each year in the United States. Many home accidents are entirely preventable when proper caution is exercised.

Southern MD  homeowners prepare for home-improvement projects.

Improving safety inside and outside of the home should be a priority.

  1. Improve lighting

One of the easiest ways to reduce the risk of falls is to improve lighting around the home. The National Institutes of Health state that adequate lighting is important at entrances to the home, stairways, hallways, and other frequently traversed areas. Make sure lighting fixtures are using the highest wattage light bulb allowed. Artificial lighting sources become even more vital in fall and autumn, when natural light is less abundant in a home. In addition, install lighting outdoors by the front door, over the garage and where garbage pails are stored to facilitate safe passage.

  1. Eliminate slick surfaces

Improving traction around the house also can minimize falls. Throw rugs and runners can be made more secure with nonslip rubber backings. Bath rugs can reduce slipping on wet surfaces in the bathroom. Also, nonslip mats can be used inside of showers and bathtubs.

Use shoe trays to reduce puddling from melting snow or rain runoff in entryways. Mop up spills quickly, and consider the use of matte- or textured-finished flooring to improve stability underfoot.

Promptly remove snow and ice from driveways and walkways. For those who live in cold climates, heated concrete can help melt precipitation before it accumulates.

  1. Make needed repairs

Repair loose floorboards and pull carpet taut if it has started to stretch out. Address cracks outdoors and ensure that patio stones, bricks and pavers are secure and level to reduce tripping hazards. Fix areas of the landscape where water may pool and freeze, creating potential hazards.

  1. Declutter all spaces

Remove unnecessary items and furniture from rooms to free up more space to get around. Be sure there are no obstructions in walkways, entryways and near doors. Keep staircases clear at all times.

  1. Invest in assistive devices

Handrails, grab bars, nonslip stair treads, and many other devices can make homes safer for people of all ages and abilities. Outfit cabinets and closets with organizers that put frequently used items within easy reach. A sturdy step stool can reduce the risk of injury while reaching for items stored on high shelves.

Taking measures to reduce the risk of falling around the home is a worthwhile home improvement project in Southern MD.

Call Wilkerson Homes for all your custom home needs.

Read how to keep your Southern MD Home Safe

 

Trends in Southern MD Homes

Mortgage Advice for New Home Buyers in La Plata MD

New Homes in La Plata MD are selling quickly.  When it comes to owning property many people in Southern MD will tell you that this is a lifelong dream. While once an opportunity that seemed to be reserved for either the wealthiest or the most miserly among the general population home ownership is now something that is accessible to a larger segment of the population than ever before.

This is good news for many but for some can lead to confusing encounters with mortgage brokers in Maryland and serious sharks along the way. The best advice that anyone can give someone attempting to embrace the dream of  buying a home in La Plata is to deal with a reputable company when it comes to obtaining a mortgage. Even when dealing with reputable lending companies you must watch out for those who do not have your best interest at heart.

If you would like some very practical advice when it comes to getting a mortgage, then you are at the right place.

Wayne Wilkerson of Wilkerson Homes wants to help you out with this information.

First of all, avoid lenders that are encouraging you to take a loan for more money than you are comfortable repaying. Foreclosures are at a record high when it comes to the mortgage industry at the moment because of predatory lending practice on behalf of some mortgage brokers. These practices include convincing people to borrow more money than they could realistically hope to pay over time and have any quality of life as well as convincing homebuyers to take out adjustable rate mortgages in the beginning in order to procure lower rates.

Shop around before you decide to buy when it comes to mortgages. This doesn’t mean to actually apply for mortgages all over town but do the research and compare rates before applying with any one company. Talk to several different brokers and find out what they have to offer you that the other company down the road cannot or will not offer. Keep in mind that mortgage companies will offer everything under the sun from free toasters to free vacations in order to get you to go with their company. The proof is in the terms however. It is simply not worth that free toaster if you are going to end up paying a 6.9% interest rate instead of a 5.9% rate. You will have paid for that toaster many times over in the process of paying the mortgage.

Even after you’ve applied for a mortgage, if the deal seems to be going south check out your other options. There are all kinds of problems that crop up along the way. You are not marrying the mortgage broker. Nine times out of ten you aren’t even making any sort of commitment at all to your mortgage broker. You will however be living in the house you select. If there is a problem with the mortgage company for the specific home you want do not hesitate to change in order to get the home you desire for your family rather than allowing the mortgage company to dictate what kind of home you can buy.

In all honesty, it is nearly impossible to buy a home in La Plata in this day and age without taking out a mortgage. It is best however if you see the process as a learning experience rather than an abject lesson in intimidation. This is your home and your money that will be spent in order to purchase the home. You are asking them for a loan but quite frankly, they need your business. Do not hesitate to shop around for the best deal with a mortgage just as you did when finding your home.

Wilkerson Homes invites you to check out our latest models and homes that are ready for you to move into today.

Growing Home trends | Charles County | MD Construction Company

Growing trends in today’s homes from Charles County Construction Company

New Homes Charles County MD

Houses are shrinking, selling faster and getting smarter upgrades according to industry statistics.

In Southern MD, houses are shrinking, selling faster and getting smarter upgrades according to industry statistics.

Although the heydays of the real estate boom of the early 2000s have not quite returned, things look positive. In the United States, 1,226,000 new homes were built in 2016, according to data from Consumer Reports. That was the most since 2007.

Resales also have been more promising. The National Association of Realtors® says the median number of days a home was on the market in April 2017 reached a new low of 29 days. However, low supply levels did stanch existing home sales  somewhat. By mid-2017, the market was a seller’s market, with more people in the market for homes than properties available. But sales during that time were still outpacing sales figures from a year prior. In fact, in May 2017, home sales in Canada increased to their highest level in more than five years, according to the Canadian MLS® Systems.

As is typical, the things homeowners are looking for in 2017 have evolved from years past. The following are some trends that are helping to steer the real estate market further.

  • Smaller homes: Home sizes in the United States steadily increased for decades, eventually leading to an average of 2,453 square feet in 2014, according to U.S. Census figures. However, Realtor.com reported in 2015 that new construction homes have already begun to shrink by 40 square feet. There seems to be a slight trend toward more modest homes as people consider affordability and maintenance on larger properties. The National Association of Home Builders states buyers are now looking for smaller, more livable homes with flexible floor plans, energy-efficient appliances and plenty of storage space.
  • Matte finishes: Stainless steel and luster have been popular for years. However, the next big thing is matte finishes on faucets, appliances and even in countertops. These less flashy finishes are prized for their warmth and elegance. While some high-end models with matte finishes have been available for several years, even less expensive models are now available.
  • Smarter technology: Many homeowners are embracing smart technology throughout their homes, but it’s not just lights that turn on with voice command or more efficient thermostats. Innovative technology includes toilets that can autonomously stay clean and sanitized, refrigerators equipped with cameras so homeowners can see the contents inside and indoor food recyclers that can turn food waste into fertilizer.

Real Estate Updates:

Staying abreast of the ever-changing trends in home improvement and real estate can help consumers make the best choices with regard to buying and building their homes.

Looking for a new home call Charles County Construction Professionals Wilkerson Homes.

How building permits protect homeowners

How building permits protect homeowners

You are thinking of making a major renovation to your home. Perhaps it’s time to create that master bedroom suite you long have admired or install that wrap-around porch? What is the first thing that should be done before getting down to business?

The correct way to begin a home remodeling project is to obtain the necessary permits for the job. Many municipalities request individuals obtain permits for a range of work on homes or other structures, such as office buildings. Permits are generally required for all new construction as well as specific modifications that will affect structural, plumbing, mechanical, and electrical systems. It’s important to check with the local building office prior to beginning work to see which permits you will need before the project can begin. Permits are necessary whether a homeowner is doing the work or hiring an outside contractor.

Due to the cost and time involved with securing permits, some homeowners skip this step so they can begin a project promptly. However, this can end up being a costly mistake. Permits might seem like a nuisance, but they actually protect homeowners in various ways.

Building Permits ensure safe workmanship

Permits provide a blueprint by which contractors and do-it-yourselfers must complete renovations. Because inspections will take place, there is no wiggle room. Shortcuts often translate into subpar work that may lead to malfunction and injury in the long run. Safeguarding against poor workmanship means homeowners can feel confident in the work being done.

Permits reduce the

likelihood of costly mistakes

As inspectors go through their checklists, they may notice things that were done incorrectly and will offer advice about how to mend the problem before it becomes a larger headache. If left unchecked, an electrical error could lead to a fire or another dangerous situation. Repairs that are not structurally sound may pose problems or deteriorate more quickly than structures that are constructed correctly. Furthermore, catching improper technique early on eliminates having to tear down and redo work, which can be a costly and time-consuming endeavor.

Permits protect against fines

Sometimes work goes as planned even for homeowners who did not obtain the necessary permits. However, years later, when other work needs to be done, inspectors may discover homeowners never secured proper permits and inspections years earlier, leading to fines.

Furthermore, if work is done without a permit and an accident occurs, any damages or injuries may not be covered by a homeowner’s insurance policy.

Permits are an important part of the home improvement process. Homeowners should not skirt the responsibility because the permit and inspection process is in place to provide protection to occupants.

 

This article has been brought to you by Wilkerson Builders. Enjoy timeless architectural design combined with the latest in modern-day convenience and eco-friendly efficiency. Surrounded by natural beauty, yet just minutes from everything you need. Let Wilkerson Homes show you the home of your dreams.

Call Wilkerson Builders Today.

Saving for a new home

A Charles County Builder Offers information On: How to save enough for a down payment on a house

Builder Wayne Wilkerson giving keys to new homeownersAccording to Charles County New Home Builder, Wilkerson Construction, a home is the most costly thing many people will ever buy. The process of buying a home in Southern Maryland can be both exciting and nerve-wracking. One way to make the process of buying a home go more smoothly is to save enough money to put down a substantial down payment.

Saving for a down payment on a home is similar to saving for other items, only on a far grander scale. Many financial planners and real estate professionals recommend prospective home buyers put down no less than 20 percent of the total cost of the home they’re buying. Down payments short of 20 percent will require private mortgage insurance or PMI. The cost of PMI depends on a host of variables but is generally between 0.3 and 1.5 percent of the original loan amount. While plenty of homeowners pay PMI, buyers who can afford to put down 20 percent can save themselves a considerable amount of money by doing so.

Down payments on a home tend to be substantial, but the following are a few proven strategies prospective home buyers can employ to grow their savings with an eye toward making a down payment on their next home.

· Decide when you want to buy. The first step to buying a home begins when buyers save their first dollar for a down payment. Deciding when to buy can help buyers develop a saving strategy. If buyers decide they want to buy in five years away, they will have more time to build their savings. If buyers want to buy within a year, they will need to save more each month, and those whose existing savings fall far short of the 20 percent threshold may have to accept paying PMI.

· Prequalify for a mortgage. Before buyers even look for their new homes, they should first sit down with a mortgage lender to determine how much a mortgage they will qualify for. Prequalifying for a mortgage can make the home buying process a lot easier, and it also can give first-time buyers an idea of how much they can spend. Once lenders prequalify prospective buyers, the buyers can then do the simple math to determine how much they will need to put down. For example, preapproval for a $300,000 loan means buyers will have to put down $60,000 to meet the 20 percent down payment threshold. In that example, buyers can put down less than $60,000, but they will then have to pay PMI. It’s important for buyers to understand that a down payment is not the only costs they will have to come up with when buying a home. Closing costs and other fees will also need to be paid by the buyers.

· Examine monthly expenses. Once buyers learn how much mortgage they will qualify for, they will then see how close they are to buying a home. But prospective buyers of all means can save more each month by examining their monthly expenses and looking for ways to save. Buyers can begin by looking over their recent spending habits and then seeing where they can spend less. Cutting back on luxuries and other unnecessary spending can help buyers get closer to buying their next home.

· Avoid risky investments. Some times it’s great to take risks when investing, but risk should be avoided when saving for a down payment on a home. Traditional vehicles like certificates of deposit, or CDs, and savings accounts can ensure the money buyers are saving for their homes is protected and not subject to market fluctuations.

Saving enough to make a down payment on a home can be accomplished if buyers stay disciplined with regard to saving and make sound financial decisions.  When looking for a new home in Southern Maryland contact Custom Home Builder, Wilkerson Construction. 

New Homes Are Getting Smaller

Is Bigger Better? Learn From A Southern MD New Homes Builder

Builder pics showing Southern MD Home SizesFrom the early 1990s to the beginning of this century, “bigger is better” certainly was the mantra of the home-building industry. All across North America buyers could browse among home developments boasting homes of 3,000 square feet or larger and multiple bedrooms and bathrooms. But according to new data, home buyers are seeking less space today but more in green amenities.

Research by the Canadian Home Builders’ Association has found that many people now desire smaller homes with multipurpose rooms and energy saving features. They’re not ready to trade in their two- and three-car garages just yet, though. Plus, a survey of International Furnishings and Design Association members forecasts that McMansions will become a thing of the past and more emphasis will be placed on smaller, more eco-friendly homes. Family rooms will grow larger, as will kitchens. Other rooms in the home will disappear, including the living room.

Many homeowners and potential home buyers realize that with girth comes a cost. In today’s fragile economy, the ability to cash in on the dream of homeownership may come at the compromise of a smaller, better-planned home.

According to Tim Bailey, the manager of Avid Canada, a research and consulting firm for the building industry, “While many consumers are willing to forgo space, they are not equating this with having to forfeit functionality. Design creativity is requisite to adapt to this changing preference.”

Here are some things that you will and will not find in newer homes moving forward.

* The dining room is becoming extinct, with larger, eat-in-kitchen/entertaining spaces the norm. The kitchen will be the main room of the home and be renamed the “kitchen lounge.”

* Separate rooms are evolving into spaces that serve many different purposes.

* Although the sizes of bathrooms may be scaled back, the amenities will not. Spa-style bathrooms with luxurious products, high-tech features and televisions will be on the rise.

* The master bedroom suite may not shrink in size, but it could be combined to form a home office and exercise space.

* Expect to see more high-tech offerings, such as voice- or motion-activation devices in the home. Lighting, entertainment gear, heating/cooling systems, and even blinds could be hooked up to a master control system.

* Thanks to an increasing number of people working from home, the presence of a dedicated home office is a given in newer homes. Nearly 40 percent of industry forecasters say that they expect one in every home.

* Home storage solutions will also be a vital component of new homes. Builders will create clever solutions for mixing storage into more compact spaces.

* With aging Baby Boomers comprising a larger segment of home buyers, expect to see more one-level homes, or at least homes where there is a master suite and the majority of the living space on the first level.

Part of what is driving this trend is the cost of homes in relation to space and the increased interest in environmental conservation. Smaller, more efficient homes require less in terms of heating and cooling energy. They need less furniture, and new materials made from sustainable products help further fuel green initiatives in the building industry. Energy efficient homes are a main priority for buyers. Although the homes may be smaller, they will not be miniscule. And home buyers can expect a host of amenities that will make the smaller size of homes barely perceptible.

Bring more light into a home

Southern MD Builder Notes:

Lighten Up Your Southern MD Home

southern md windowBig windows, light-colored walls and furnishings and the inclusion of French doors can help brighten up a room even during the peak of a Southern MD winter.

A home without ample lighting can be uncomfortable. Dark rooms can exacerbate feelings of depression and make a home feel less inviting to guests. However, bringing in more outside light or supplementing with artificial light can quickly transform the atmosphere of a space.

Daylight hours begin to shrink in the northern hemisphere starting as early as September. When daylight savings time is in full force, it can get dark as early as 4:30 in the afternoon. While this premature darkness may be ideal for animals who are hibernating for the season, for humans who remain active throughout the year, increasing the amount of light that is present in a home is a goal each winter.

There are different strategies to let in more light when the sun sets.

* When purchasing a new home, be conscious of window placement and also the direction in which a home faces. Apartments and homes that face north will be dark most of the day. Rather, those that face south will have ample sunlight. In addition, look at how many trees are on the property. Even a home that faces south can have compromised sunlight if it is hampered by many trees.

* Open curtains and blinds all the way throughout the home during the winter months. Not only will this let in more light, but it also may warm the home from the sun, cutting down on heating costs.

* Clean the windows. Dirt and grime that accumulates on windows can affect how much sunlight filters through.

* When planning a home renovation project, consider adding a window on a wall where there currently is none or think about the inclusion of skylights to let in more light from above. Innovations in skylight technology enable small ones to be placed in rooms and connected through interior tubes that reflect the light. French doors also can bring in a lot of light. Separate a dark room from a bright room with a set of French doors to spread even more light throughout the home.

* Paint walls with lighter colors that reflect light more effectively. Dark-colored floors and walls tend to absorb light, enhancing a cave-like atmosphere.

* Purchase light fixtures that allow for a higher wattage of light bulb, which will be brighter. You may find higher wattages even in energy-conserving compact fluorescent bulbs and LED bulbs.

* Stagger lights at varying heights to cast equal light throughout rooms. Task lighting, overhead lighting and decorative ambient lighting can combine to achieve a warm, inviting atmosphere.

* Use solar lights outdoors to add extra illumination outside, which can make your home more welcoming when arriving home at night.

* Clear rooms of clutter as such items can interrupt the flow of light.

* If you find that the light in your home is still lacking and you can benefit from a burst of extra light therapy, consider the purchase of a therapy lamp that simulates sunlight. Set the timer and have it face you in the morning or afternoon. There also are alarm clocks that wake you with the simulation of a rising sun.

To banish winter doldrums, sometimes the key is to simply let more light into a home.

Create A Budget Friendly Landscape

AWARD WORTHY LAWN & GARDENS IN SOUTHERN MD

southern md landscapeHomeowners understandably envy the award-worthy photo spreads in lawn and garden magazines, wanting to emulate those same looks on their own properties. Scores of designers and landscape architects are involved in the process of creating those amazing lush lawns and perfectly placed plantings. Although not every homeowner has the budget to create lavish landscape designs, it’s still possible for homeowners to create lawns they can be proud of.

· Establish your budget. The first step in any project is to determine how much money you can devote to the job. Once you have established the budget, all other factors can be built around it.

· Find an inspiration piece. Great landscapes are inspired by many things, whether it’s a memorable piece of art or a landscape layout in a lawn and gardening magazine. Use photos of other gardens or neighbors’ yards as inspiration and build off of them. As long as the theme is cohesive, it will look pleasing to the eye.

· Consider the space and how you want to use it. Understanding the space will help you better allocate your budget. If your yard is more of a retreat, look for ways to create privacy and a vacation feel. If you have kids and entertaining friends is a main priority, focus on recreational aspects, such as a pool, playset and some durable plants. Understanding how to allocate your budget will help you to avoid spending money frivolously.

· Think about reclaimed or repurposed materials. Brand new items can quickly eat up a budget. However, repurposing salvaged or inexpensive items can stretch that budget while adding some unique flair to a landscape. See if you can find an outdoor patio set that someone is giving away or selling for a lower price. All it takes is a coat of paint and some new cushions to make it look like new. Discarded bricks or stones can be worked into a patio space or used to create raised garden beds. Purchase inexpensive flower pots and then paint them to make them look like stone or another desired material.

· Buy native plants. Native plants, shrubs, trees, and flowers will fare better than non-native, exotic plants. That means you’ll have to spend less time and money nurturing them into health, and less money having to replace plants that cannot withstand your climate.

· Consider perennial plants. Perennials may cost more at the outset, but the savings will be realized in the years to come.

· Hire a professional. It may seem counterintuitive to spend money on a landscaping professional when you’ve established a strict budget, but that’s one way to save money. Landscape artists or garden designers have the experience to guide you in the right direction and help you avoid potentially costly mistakes.

· Use gravel in spots where plants don’t thrive. Gravel is an inexpensive landscaping material that can fill in voids where plants or ground cover simply do not flourish. Those working on limited budgets may be happy to learn gravel is typically less expensive than concrete or pavers.

· Ask friends or family for clippings. Don’t be shy about admiring the plantings of those you know. Flatter their good taste and ask if you can have some clippings to propagate yourself. These clippings can turn into lush plants in no time – with no additional spending required.

With some frugal spending, planning and budgeting, anyone can create a beautiful landscape.

Building A New Home

Building a new home of your dreams in Southern MD

local southern md contractorMany people dream of building a new home, customizing each room of their new home and this process can be very exciting. This is something that can only be done with a custom home builder like Wilkerson Construction.  It would be impossible to totally customize a prefab home.  Many spec homes that are pre fabricated houses and are designed piece by piece in a factory and therefore you have very little control over changes.

The spec homes seen in a custom home builders development usually give you an unbelievable variety of options and yet still offer flexibility in custom designing.  Normally custom home builders have the ability to draft their own plans giving you  a lot more flexibility with regards to customizing your home.  Custom designed homes can also be affordable homes.  Builders like the professionals at Wilkerson Construction will help guide you through the process of choosing options within your budget. Your builder can also point in the right direction where future maintenance is concerned. They will be able to guide you to options and products that require little to no maintenance later.  If time is a factor in your life be sure to alert them that you would like to see these types of options.

Your Builder is Great Resource

Don’t forget to ask your builder about the technology available for making your home green and energy efficient. Honestly, there are plenty of construction options when creating new construction and the ability to make your future energy consumption less expensive. It’s easy to see why using a new home builder to have your new house custom constructed with energy efficient concepts is appealing.

It’s important to choose the right home construction company in Southern Maryland.  Be sure to choose an experienced, professional builder that can build the house of your dreams affordably and efficiently.

Call Wilkerson Construction today if you’re looking for the Right Builder to Construct Your Perfect Southern Maryland Home.